??? ????? ??? ??????? ??? ???? ????????? ?????? "?????? ??? ????? ?????? ???????? ??? ???? ????????". ??? ??? ???? ??? ?? ??? ??? ?????? ??? ????? ???? ??? ???? ????????? ????? ????? ?? ??????? ??????? ???????? ?? ????? ???? ?? ?????? ???????. ?? ??????? ??? ???? ???? ?? ????? ??? ?????? ???????? ??? ???? ????????? ?? ?????? ?????? ?????. ???? ??????? ????????? ???? ??? ?? ???????? ?? ???? ?? ??? ????? ??? ?? ??????? ????????? ??? ????? ??????? ????? ???? ???? ??????? ??????. ??????? ??? ?? ???? ?? ??? ??? ??? ??????? ??????? ???? ???? ?? ???? ??????. ???? ?????? ?????? ??? ????? ?? ?? ???? ????? ?????? ???????. ???? ??? ???????? ???? ?????? ??? ????? ????? ???? ?????? ?? ???? ????? ?????? ?????? ???????????? ?????? ????? ???????. ???? ??????? ???????? ?????? ?? ??? ??????? ???? ????? ???? ????? ????? ?????. ??????? ??? ??????? ??? ????????? ????? ??? ?? ?? ?? ?????? ?????? ????? ???????? ??? ??? ?????? ????? ???????? ??? ???? ????? ?? ????? ??? ???????? ???????? ???? ???????? ??? ???? ??????? ????? ?? ?????. ??? ???? ?????? ??? ???????? ??? ???? ???????? ??? ?? ?????? ???? ?????? ?????? ???? ???? ??? ????? ????? ??? ???????? ???????? ???.
?? ????? ?????? ?? ????? ??????? ?????????? ?? ????? ??? ????? ????? ??????? ?? ????????? ???? ??? ?????? ?????? (A9)1? ???? ??? ?????? ???? ?????. ???? ??????????? ??? ????? ?????? ?????? ??? "????? ??????? [????] ?????? ???? ???? ??? ?????" (????????????? 2009). ?? ???? ???? ?????????? ?? ?? ??????? ??? ?????? ????? ?????? ??? ???? ?????? ?????? ??????? ?????? ?????? ??????? ?????? ?????? ?? ????? ?????????? ??????. ??? ?? ??? ?????? ?? ?????????? ??? ????????? ??? ???? ??????? ??????? ???????? ????????? ???????? ???????? ??? "????? ?????? ???? ????"? ?????? ?????? ???????? ???? ???????? ???? ????? ????????? ????????? ???? ????? ??????? ??? ????? ????? ???? ?? ????? ???????? ???? ????????? ?????? ??????? ???????? ?????????. ????? ????? ???????? ?? ??? ????? ????? ??? ??????? ?????????? ????? ?? ?????? ????? ??????? ?????????? ????? ?? ?????? ???? ??? ???? ???????.
?????? ???????? ??? ??????? ??????????? ????? ?? ????? ?? ??? ?????? ??????? ??????? ???? ?????? ?? ????????? ???????? ????????? ????????? ?? ??? ???????? ??? ??? ????? ?? ???? ???? (??????? ????????? ??????? ??????? (USAID)? 2006? ??????? 2015). ????? ????? "????? ?????? ???? ????" ??? ??? ?? ???????? ??? ???? ?????? ????? ??? ?? ??????? ??????? ?? ????? ??????? ??? ????? ?? ?? ????? ??? ????????? ???? ????? ????? ????? ???????? ??????? ?????? ????? ?? ????????? ???? ???? ????? ??????? ?? ?????? (??????? ?????? 2013? ???? xx). ???? ??? ???????? ??? ????? ??????? ?? ?????? ???? 2011: ?????? ?????? ???????? ????? ?????? ?? ??? ??????? ??????? ?????? "?????????? ??????? ??????????: ?????? ?????? ??????? ???????? ????????" ?????? ??? ?????? ???? ??????? ?? ????? ?? ??? ?????? ???? ?? ???? ????? ?????? ??? ???? ??? ????? (2017).
??? ????? ??????????? ???????? ??????? ?? ???????? ???? ????? ??????. "??? ???????? ?????????? ????? ?????? ????? ????? 6.4% ???? ?????? ?? 2003 ??? 2012" (Peiris? 2014). ????? ?????? ?? ??? 2009 ??? ??? 2013? ???? ???????? 6.7% ?? ??? ????? ??????? ??? ??? ????????? ????? ?? ?????? ??????? ????? 5.5% ?? ?????? ?????? ????????. ??????? ?????? ????? ?? 22.7% ?? ??? 2002 ??? 6.7% ?? ??? 2012. ????? ??????? ??????? ??????? ????? ?????? ?? ???????? ??? ???? ?? ??????? (2016? ?????? 21)? ??? ????? ???? ????? ???? ??? ?????? ?????? ????? ????? ?? ????? ????????? ????????.
??? ?? ?????? ???? ?????? ?????? ????? ???????? ????? ??? ?????? ?? ???? ?? ???? ????? ??????? ??????? ????? ??????? ?????? ????? ?????? ???? ????? ?? ?????? ??????? ??? ??? ??? ??? ?????? ???? ??????? ?????? ??? ??????? ????????. ???????? ??? ???? ??? ??? ???????? ???? ????? ??? ????? ?? ??? ?????? ?? ??????? ?????. ???? ?? ????? ?? ??? ????? ?????? ?? ???? ?????? ??????? ??? ????? ?? ??? ??? ???????? ??????. ????? ????? ?????? ???? ?? ???? ?????????? ???????? ?????? ??? ??????? ????????? ??????? ??????? ?? ??? ???????????? ??????????? ??????? ????????. ???? ????? ??????? ?????? ?? ?????? ?????????? ????????? ??? ?? ???????? ??????? ?????? ???????? ?? ?????? ?? ??????? ??????? ??????? ??????? ???? ???? ?? ???? ??? ????? ?????? ???????. ??? ?? ??????? ??????? ?????? ?? ????? ?? ??? ????? ???????? ?? ??? ?? ??? ??????? ??????????.
???? ?????? ??? ?? ????? ??????? ???????? ???????? ?? ???????? ?? ?????? ?????? ??????? ??? ??? ???????? ????????. ????? ??????? ????? ???????? ?????? ???? ????? ????? ??????? ???????? ?? ???????? ?? ?????? ?? 2012 ??? 2013? ??? ?? ????????? ???????? ?? ????????? ???????? ????????? ???? ???? ?????? ????? ??? ?????? ?? ????? ?? ???? ????????? ?? ?????. ??? ??? ??????? ??? ???????? ?????? ?????? ???? ?????? ??????? ??????? ??? ??? ????????? ??????? ?????? ????????? ??????? ????? ?? ????????? ????? ???????? ???????. ??? ??? ??? ??????? ??? ?? ???? ??????? ????????? ?? ???? ??? ???? ??? ?? ??? ????? ??????? ??????? ?? ?????? ???????. ????? ??? ??? ??????? ?????? ?????? ?????? ???????? ????? ?? ????? ??? ?? ??????? ????? ?? ??? ??????.
???? ??????? ????????? ????? ????? ??????? ??? ?????. "?? ??????? ?? ??? ???????? ?? ????? ?? ???? ???????? ?? ??????? ??????? ????? ????????? ??????? ????. ?? ?? ???????? ??????? ????? ???? ????? ????" (??????????? 2016). ??? ????? ??? ????? ?????? ???? ???????? ????????? ?? ????? (CEPA) ?? ???? ????? ????????? ???????? ?? ????????. ????? ?? ?????? ???????? ????? ??? ???? ?????? ?? ??? ??? ???? ?????? ?????????? ???? ??????? (?????????? ??????? 2016). ?? ??????? ???????? ??????? ?? ???????? ????????? ??????? ???????? ???? ??? ?????? ??? ????? ??????. ????? ????? ???? ????? (CEPA) ??? ??? ????? ?? ?? ??????? ???????? ??????? ??? ???????? ?????? ??? ?????? ??? ?????? ??? ???? ?? ????? ?? ???? ?????? ??? ???? ??????? ?????? ???? ??????. ??? ????? ??? ???? ????? ???????? ?????? ???????? ?? ???? ???? ??????? ??? ??? ????? ??????? ??? ?????? ???????? ??????? ??????? ???????? (???????? ??????????? ?????? 2014).
???? ?? ??? ????????? ?? ?????? ??????? ???????? ?? ???????? ????????? ?? ???? ????? ???????? ???? ????? ???? ??? ???? ???????? ????? ????? ??? ?????? ??????. ?? ??????? ??????? ???? ???? ??????? ?????? ??? ???? ?? ?????? ????? ??? ????? ??????????? ???? ?????. ???? ????? ???? (CEPA) ??? ?? 86% ?? ????? ???? ???? ??????? ???? ????? ?? ???? ???? ??? ??????? ?????? ???? ??????? ??????? (?????? ????? ? ix). ?????? ????? ?? ?? ???? ???? ?? ?????? ??? ?????? ???? ????????? ??????? ???? ???? ????? ?????? ??????? ???????? (?????? ????). ????? ????? ??? ????????? ?? ?????? ?????? ?? ???? ??????? ????? ???? ???????? ??? ?? ????? ?? ??? ???? ????? (??? ?????)? ?? ????? ????? ??? ??????? ???? ???? ?????? ?????? ?????????. ????? ????? ?? ???? ????????? ??????? ?? ??????? ??? ??????? ?????? ????? ?????? ??? ???? ??? ??????? ?? ?????? ??? ?????? ?? ????? ?????. ?????? ????? ????? (CEPA) ?????? 2015 ??? ????? ???????? ????????? ??????? ??????? ??? ??????? ????? ?????? ?????????? ?? ????? ??????? ?? ???? ????? ??????? ??????? ????????? ??????? ?????? ?????? ??????? ?? ????? ???? ????? ????? ????? ??? ???? ????? ?? ????? ?????? ?? ?????? ??????? (?????????? ?????? ??????? 2015).
?? ????? ??? ???????? ??????? ????? ???? ??????? ????????? ????? ?? ???? ?????? ??? ??????? ????????. ?? ????? ???? ??? ?? ???? (CEPA) ????? ???? ????????? ??????? ?? ???? ???? ???????? ???? ????? ?? ???? ????? ??????? ???? ?? ???? ???? ???????? ????? ??????? ???????? ???????? ???????? ?? ??????? ????????? ???? ?? ???? ????? ???? ???? ??????? ?????? ???? ?????? ??????? (???? 2016? ? 28). ??? ?? ?????? ??? ??? ?????? ????? ???? ?????? ???????? ??? ???? ??????? ??????? ?????? ???? ?? ???? ??????? ?????? ??? ???? ?????. ??? ????? ??? ??????? ?? ???????? ??? ????? ??????? ??????? ??? ?????? ????? ?????? ????? "?????? ??????" ?????? ??? ??? ????? ?????? ??????? ??? ????????? ?? ???? ???????? ??? (?????? ????? ? 23). ?????? ?? ???? ?????? ??????? ??? ??????? ???????? ????????? ???? ?? ???? ???? ???? ?? ???? ??????? ???????? ??? ?? ??? ??????? ?????? ?? ????? "????? ???????" ??????? ????? ??????? ????? ??? ??????? ??? ???? ????? ??? ???????? ?? ?????? ??? ??????? ???? ?????? ?? ???? ????? ???? ???? ?????? ?? ??? ?????? ???? ?? ?????.
?? ????? ????? ??????? ??? ?? ???? ????? ?? ??????? ??????? ?????????? ??? ???????? "?????? ???? ????". ??? ??? ??? ??????? ???????? ??? ????? ??? ???????? ?? ????? ????????? ?????? ????? ??? ?????? ????? ???????? ????? ???? ???? 500 ????? ????? ???????? ??????? ????????? ????? ?? ????????? ???? 2016. ????? ???????? ???? ????? ?????? ???????? ??????? ???????? ????? ?? ?????? ?????? ?? ???????? ??????? ??? ????? ????? ????????? ?????????? ?????? ?? ???? ???? ????? ????????? ???????? ?????? ????????? ????????? ??????????? ?????? ???????? ??????? ?????? ???????. ??? ???? 2017? ???? ???? ?????? ??????? ????????? ????? ??????? ?????? ????? ??????? ??? ?????????. ??? ???? ???? ???????? ??? ?? ????????? ????????? ???? ????? ?? ????? ?? ?? ???? ?? ????? ????????? (????? ????? 2017). ?? ???? ????? ?????? ?????? ????? ????? ????? ???? ?????? ?? ?? ?? ???? ????? ?? ???? ?? ?????. ?? ???????? ?????? ??? ???? ????????? ??????? ????? ??? ?????? ??? ?????? ???? ?????? ?? ??? ??????? ?????????? ??? ???????? ???? ????? (??? ??? ??????? ?? ????? ??????). ???????? ??? ???? ?? ???? ????? ????????? ?????? ?????? ????? ???? ?????? ?? ?????.
?? ?? ????? ?? ????? ???? ???? ?????? ???? ?? ?????? ??? ??????? ?? ???? ???????? ????? ???? ??????. ?? ?? ????? ??? ??? ????? ?????? ???? ????? ???? ????? ??????? ???? ???? ??? ??? ????????. ?? ??????? ??????? ?? ??? ??????? ???? ?????? ??? ?????? ?????? ?? ????? ??? ????????: ??? ???? ?????? ??? ???????? ???????? ?????????? ????????? ???????? ?? ?????. ?? ????? ???? ??????? ????????? ????? ??? ???? ?? ??? ????????? ?? ???? ??? ????? ???? ??? ?????? ????? ???????? ??? ???? ??????.?????
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???????? ?????? ??????? ??. ????? ????. (2013). ???? ??????? ?????? ????? ?????. ??????? ???????: ???????.
??????? ???? (2015). ????? ???????: ?? ???? ??????? ?????????? ?? ???? ??? ???? ???????? ???? ???? ?????? ????? ????????? ?????? 1? ????? 1 (??????)? ??????? 7 ??? 29.
????? ??? ??????:
??????????? ???????? ?????? ?????? ????? ????? (2015). No Silver Bullet: an assessment of the effects of financial counselling on decision-making behaviour of housing beneficiaries in Jaffna and Kilinochchi (?? ???? ????? ????: ????? ????? ?????????? ??????? ??? ??????? ????? ???????? ???? ?????????? ?? ????? ??????? ?? ????? ??????????). ????? 9 ?? ?????? ???? (CEPA). ???????. ???? ???????? ????????? ?? ?????. ???? ??? .
??????????? ?????????? ?????? ????? (2016). ??? ?? ??? ????? ???????? ???????? ???????. ???????? ??????? ?????: ???????? ?????????? ?????? ?? ???????? ?? ??? ?????. ???? ???? ??? 50. ????: ????? ????? ??? ??????? ???????? ????? ???????? ????????? ?? ????? (CEPA). ???? ??? .
???? ????? (2016). ??? ?? ??? ????? ???????? ???????? ???????. "?? ?????? ??? ????" - ??????? ??????? ??? ??????? ?? ???? ????????. ???? ????? SLRC ??? 49. ????: ????? ????? ??? ??????? ???????? ????? ???????? ????????? ?? ????? (CEPA). ????? ??? ??????: http:// securelivelihoods.org/publications_details.aspx?resourceid=441.
?????? ????????? ???? ???? (2017). Markets, conflict and recovery: findings from the Secure Livelihoods Research Consortium (??????? ??????? ?????????: ????? ????? ????? ??? ??????? ????????). ????? ???????. ????: ????? ????? ??? ??????? ????????.
??????????? ????? (2016). ?? ???? ????????? ?????? ??? ????? ????? ?? ??? ???????? ?? ?????? ????? ??? 2030? ???? ???????? ???????? ????????? (IPS). ????? ?????? ?????????. 3 ??????/ ?????. ????? ??? ??????income-inequality-by-2030/.
????????????? ????????? (2009). ??? 19 ?????? ??? ???? A9 ????? ?????. ????? ????? (????????)? 20 ?????? 2009. ????? ??? ??????
?????? ???????? (2014). Sri Lanka: transforming into a middle income country. (????????: ?????? ??? ???? ??? ??? ?????.) 16 ?????/ ?????. ?????? ???????? ????? ??????. ???? ???worldbank.org/en/results/2014/04/16/sri-lanka-transforming-middle-income-country.
???????? ??????????????? ??????? ??????????? ????? ????? (2014). Life and Debt: Assessing indebtedness and socio-economic conditions of conflict affected housing beneficiaries in Jaffna, Kilinochchi and Mullaitivu Districts. (?????? ???????: ????? ????????? ??????? ?????????? ??????????? ?????????? ?? ????? ???????? ????????? ?? ?????? ?? ????? ????? ?????????? ??????????. ????? ???????? ??? 7 - ???????: ???? ???????? ????????? ?? ????? (CEPA). ????? ??? ??????:
????????? ????? ??????? ??????? ??????? ??????????? ???? ??????? ??????? ??????? ????????? ????? ??????? ???????? (2015). ??????? ????? ???????? ?????? – 2012/2013. ??????? ???????. ??????????.
??????? ???????? ????? ??????? ??????? (2017). DFID’s Economic Development Strategy: prosperity, poverty and meeting global challenges (?????????? ??????? ?????????? DFID: ?????? ?????? ??????? ???????? ????????). ????. ????? ??? ??????: .
??????? ????????? ??????? ??????? (2006). Democracy and Governance: Sri Lanka Assessment (??????????? ????????: ????? ????????). ?????? ???????: ??? ??????? ???????. ????? ??? ??????:
??? ???? ???? ??????? (??? ?????)? Micro and Small Enterprise Development Research Project: Phase 1 Report (????? ????? ????? ????????? ??????? ???????? ?????: ????? ??????? ??????)? ????? ???????.
????? ?????? (2011). ????? ??????? ?? ?????? 2011: ?????? ?????? ????????. ?????? ???????. ????? ??? ??????: . worldbank.org/handle/10986/4389.
????? ?????? (2016). ???????? - ?????? ??? ????? ?????? ?????? ??????: ????? ????? ??????. ?????? ???????. ????? ??? ??????:
