ࡱ> n"3n珸W8309cfFNn믇btLvG2֒D'] S%ڃbȆR1잶,O%2wSxU{TTšDyxo. Je>Dxxeѫ}>z$\ j?ػ4T&66G7nN:'4~m-ҶaqyKge`LM3ZVǫ96:g2<wƵ_=WmFz\lC} D~ݍz'`~ }wdr sh8\6ۿT&iqURQd1 %Ƀe=ߦܯ NFp88vM{]>cﱁE_,~ l'lM^WH6D. m{B?L/CLO ëC;£VAGz0-߸혶TL5nmX'eF^2ǖ#}ʚd`$:+z 7Ia-'t6t~qL^|6d/5۲OMc泟LNaGUp#F.:ޏxwLjweCItxL##,˯\Q)JW>z` l'z(Grn\ G0,KX5ďjS"pNOx :=k(TnFU#̭yk/-a6(5R?X XRkCcI#ݞktZ1_]]dN¦A;]FAMmܼ1g>;':'<&.}tye齛t`C[:DIrh^0P@z=njjZۦڑ zz?*{ 8L{dӆ@ ^†Ƀ30t؅yq6}NAa q} c:ڑ =+hg`GvUtt41 *L0j贱,wʤzo`Z5qG-nKhﯨc iSрz:=;zuN[%=O<ˆ-j[trݸ n:ƺmŧ<8<>=ճ.yѥX548֛ߏ< FaS îFSd.fwrNJMK[S{H\!((EV9m#E/FCAܳv3DMllp=Y͊q9κEK]ĸ\n$X˼. pFQdOM@@p'zEt vsNdV|:Z >sGQM/d'>Ϲb4++[L 3 q\{&]aqK:ai貌&d2DW<1ILNLԛyj9Lj >J|b=ZHFB[,CLA7Lգy04l04&@, ,9- u 1,=ZwglSw}Z?lbuϛS`^.h9j0,afLЌ : 4+oWEnؙ+g'D/:qƾ 6xi`9kj&kX9Иjj&9];C94-caqE\ȫ%֦)(7``I!*"ؾ6(~W7*s E:*0}k߳ouxԘ{fC @nYtNXW'(*ÍhCճ`H1_f,nN{lx^e:QmOuW@S]Q= js=|Q(lA{\͂ʓJz&Rh=@=`z0Eo+4vާ*pUR{y|cr COca`L0M5}"Wek`2x4բIe|$s,$;xiLQ0A:m*5: ;hQ_\Ҁ4*?_f€8 #ا pN93Ӕ&)ׇŋqtiV631PkH[đ:D=}KODaq}#HA,ߍn,ۼB]TI"Br%ɴ slR|]ЊL~B$.έJWjU$U9Y t#[\s"K?.f:-n\YMyp]Fʄf=8MوQFt͇ԟ%KU]Ӣu>Ȳ*҆ԝҳݳl4բ# PU >mb:'W[~_ Vz~ "6*syaqѐmVD9*wm+Q͈UЧ9j0Y޸]-55|_;(4 ᴞS;E@{ZjbQT:6MT|lCĪ'T-W'+b% wt0\Uh/)f/ yfE7,V/sPkH(1Ao_t+% /"R=F*' P.DL.t%臞"' fN>Tv" mn¶0xNU_)`.rVUҡ82DXljv2f&] ?M=I`_T7m*g@"GcA`r>Q8=Ԭ-9yMTAbXn" *{vqft,B D t!끕yc`᭼un^K.UF+#R—x>6{w7re j*h/Jm~Y2#}SI mQj [l1zʅ`V!:>"[=WV2P7*߱7ӲINkajk& c@<nE `|fka]dj<:CGr7U(ŖQ`hoUmUȶ[k*}@h,kř#B1Gұͩ 1?_G0ɍKE&@A=Ibw }Zf":ՇTNϦj4g]4k[.`Uғ9UTb;Fn{F `l{}{CuJ&!̴ \ ~_YT DLjdj}{Wbl@=-1,7޲Jݪ-sRPlwQ0y Pj^࿱(3yzrpV%IPѕS~"Ӑ2&yz+ƍa.ˈQpEvo|T7"hSpvpcdA#MS?xQpKRtX ?FL[*F?|tzޡ[]b* ߡs[;NxdE2LJ"wZ'd\Hm^~۪mbR~p^F]>,h987琲Ϟ<;;0:\tQ ђ{=9V˺Κ,Y"bqKth.ZU_Ц,Ofk*ogNi}utF|DeN[Rtꦯ:cIuv$l]ʐOh AuUf9S^\TdMr74quUp]ϲC^@D!]{ѡwz_GG1nƚ*N㍱qh`jZ!,<ڪ.k q]zsK+X}r}]t'.AGh}QTl&.䗵NR=v|M!*aNC֧r/:NnmQ"*pZEG9PR~4@mBTsM̆DS9\lUԀTQlKR y0ixbg¨rUőW3M>5TbNڴYh5GЛ3x{0L>2SS8I djf@m0o[P:woU 6524?OmC_7 |d4UUQͨR<@'= Ƶtz,ҍ#M&~wuJnיo4=.^&i7}7 L'F6e XQb *oއb{Rl Jܾ9]KzޡwߍI-܃QUb9T6[la AI1N/^,Ӝ`E;MB`LDl<f992㱃I.6<ȖGA9ZQ8a]O!)`z%2f)r @2*r|g !Ip4ӅϥKt5m ַNly-UȤ-*>/{rN=~ng3)K P?IỉZlf'UNN˕Á{xpvyRj&@&l ~"+܃@MogC;G7D=tZGa#DZ)e&Uz2t64mU68#7TQt^!I0# `BB"o{BU0 tx%~6ak0Fs_09\ZUh1 ˕P.C=w*qIüf/%8F15v*g{v )y Oз='09ظ 2!lG;嗁$&>Y*&'{jrf ](_YYJ[eo(Cr`?dbsXe >c{5er}6p=>)^IDAT[э2{}c!8prtvfHm9 ?B3Rn>C04;qLUӐuo(f Z773yeRv{wc̛R8]7ӊx.ڝqM՞kpz\oyqSB~ҝ&;C?&C;C<n#IENDB`FXA%<4RaJFIFKKMSO Palette ȜͣЫӱЦӫ԰ֱ׶ٸԨױ׭ٶ۷ٰܼڷ۶ݸݼ޾߾޶“ȠʦƘ̥ͪϭʜˣΪϩѰȘЪЬҰΣѯӰԴ˙͝ϧЩҬҰ԰ΣϢЩѫҫҮ԰Դֶ͜ФШѩҧҬӰԭԯձմֱֳִ׵׸ѤөӬԯײПӨӫԨլհְֲֵ֬֯ׯײ׵سضظٶڷڻҠԪׯ׳״رٲٶڷں۹ۼܻԦիְ֭ذضٯٲٴٵٸڶܸܽݻݾ֦ת׭װرٲڱڵڶ۴۷۹ܹܻݸݹ޼߼٭ڱڴ۸ܷܹܻܵݷݻ޼޿߽٬ڱ۳۵ݷݸݺݻ޸޼޿߼۰ݴݷݹ޻߹߼߾ݱ޶޸߼C    ' .)10.)-,3:J>36F7,-@WAFLNRSR2>ZaZP`JQROC&&O5-5OOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO"+!1AaQ"q2BbA ??5UkJRpHKRځI-3ʱy,o[e嶡x(^%+Ľ~`/$;wʀm74$]G}FgCDIo#dF='{c{:b mtIyƷ*o!ʪa.uN\Y\ʘ^Eݛh+&rD=OK},Oh}eUH?E𰯥-I0`s@ydTVKZN*{ DXsQʊv&V9_,بY;5O|e4K7đG{7ǙRa[X.!G2嶿0*ZHT!zrjDT+q6e>ԙ<-h=WIpA-:uMz; r/\_i_w=?D1j״Qx>&Yd+ Y4śأqLd^PW} GP4z8zx8B<ʉO ZyEr[t+wN7O%Ѩ9% ,^$1&Pu.E{2OO;a7@LM1c >+T[bʉm7B^d/Urw [JnwUK:%cפ!o!bq);qq @[4ɻ*ӖO[by`ܛ9$ץiZcJkR1 P9PZWwzfn]-Rqc}T}r-*PT%n8w{)Q8y츖Th$-GB2@{gyĐ,55yt?W:ڲ&aBі6YgO:;tP-}:teM١Äjmӡ-;m&TkKmiuv0Z[thNC ҧCG[vd:L֖>:ڲ&aBі6YgO:;tP-}:teM١Äjmӡ-;m&TkKmiuv0Z[thNC ҧCG[vd:L֖>:ڲ&aBі6YgO:;tP-}:teM١Äjmӡ-;m&TkKmiuv0Z[thNC ҧCG[vd:L֖>:ڲ&[8 g2.(],{dd8.cI|rev0#"}Bzh])xO /{˾ps}c&ե{w tri= Cv$O!&S쒜n!E4GAG @c %{փӓ ?VOUdSN;Ԏݣ#ӏӅ>+czktt/1l> 8[{Le=x:yAE 8]\i$bj|$,DNEg; tp)0 8`ċ ]9tN5xEjt{ͣB@:StJWJoph]"W~#,XVQNhZo(c1i?ې;A4܉4#' ᨓJ Av((i͑sӲX{s3p8؃%[q0=~t9VDS17PYjGG`y*w=̖a迥nt8vJ˝> =%8tݰڷɷrvսٶęuɜA䗵X‰&ջ{VzٓcT]7z}ѡX8B5 r 6ƯJ$]`%䤜5c!DDڤN(#ٷIW`%H, 9d} <\]It[UJ GR4?|)װZN)| km ]dQd\j*KoJU N0I:"eO!dӄW{-:} p5W8UqGK5X"?밁L[O@JMKt)9Tvr)o`$d R})S'&Gf#kpЋLS%EQ^p6Wb,:"A΍Zӣ5BG)Z|{olR['t9MNg4tTEqH,J({R|4h-qY4RB-sIyB<$P#D`] ^J@7ϲ!V{ @%V- 3x-e߃ӷ Ͼ t,876=Gih;XAD/pntyObX'Jጡ_=|z%N wnw䌼wp9P?~O;8ҥ{8Bp veC9WiCgrЍv>Nh1 /Ih|u1@-x6{\޾&%*Mt05h28"Tn@*m5?3q9xt@Zsr⏯ 5dw-<kPڻ\QbCƥ:/+rkf-pŀ5V$YcA_nL焓[l^G?KLgPC5gIbtz6-gAxǍ$bV}0AbkS"uͤ22cOp4_CBAZRk23[&XESch립go$T0Y2.o.c}-|On$6CC=_.h i.Qݟ`}4 t6WL,n=vvD6v.t\1QDVjϕTFjx$;we V|c Q3:-(k~qQ#Z s;2 -~y@*\"xm:ꠈX Q6NZr@d* _'(yT蘉A**8:-zwV-cUpvB%wzGd<Fjr$BF*][닋]w { ZQ =VÁd;MOFWaLX`1 x^/J..F5(UU8˚ۀzW*F}dz3qz]qay}(?~[wPOJ'xC?ϕR;.F=,9;*Ey*0;~?~+0-HbY_?=_m"+?'f4w{XYe:˶I98.Ԓ IlBN]im&ӊOJ̽4$F+@^^m ٱjya=; +>Ǻ4V%:Uu4ֶ2,ž۴A'ݰ>0ʸñJ<8&_. nkE% hK5o(]eW+ BGTmR.،#{ʢK 1G4p: uc/jS>M`XaBQ9j½eKPav`3[y3ײ,J[^JzZ(б0U =vx@&{)<{)AIYgL=beωsx6XbBW3&>X-,KsRtLweYa_. |):}+O~V m$yn;)CN]D]:=\ c Z<7Hy@N ToBtD$o8{ 7h!WtL'03!CM䀎RƆN FGtfa nsBwwX#ZLm-Fdf^fѕ%k}W|p9#9~2Srː.FG^eerZIt/ sdTvoq؁ZIw+MN#B`f o#D+}zZq4pl:$ lb)KWEgdŢCghRNkn"t8eHّ3g. ?'yϭVǬC4r4Ow ~ /jV{s1P]h3xYj R&?`Gcց/] ʱ$ M0K$ Y8ѾwCoG(Ip|4K+sN (6+[.Nfo,^2䖌=3/Pl[z#zi9w?#8Gۧ+-7.51O_8?gYD5VҠ黧`x|hΟ0)B Ue@ Vx$L@ 8`O}~ ]> cM&YZ1&&[ dNf(XiEh+Ngthg@|7la-tQФ8;T"Gl䳣(zG_~ꛅ ӽ?H|86:Ph 3ֱ&,?}g+0=rz[ReaĄȣ yAL LAo89 8)Tj/Ą"ELJ4\ĕpƇ9o%cG.=N-I%BDNR% a}4@%>Ҵڥ˽9wՒܠџ>;.~;ܱ+:!z!{ó՚ѽ̘}zJȫOB-?Rr 4%1Ž;P1_VTtЫ9;O㕩#[ʛS+NH<}' !w~Qvd@v2B.k#7P˽:-B)xGbO7c\L,%ĖPtk2oWs΄MADHtskKlѭMB֛/j;vh$uMƙ4oGtkGG5spkQώYzd=(#"sY]>]9Igo صaP`) /[aH xxi4d&{P QuȤⶦٲcxTb<ʮ?wgNݿ~L%ZWy2'ddtrI)НQ9n9̅~E3!Y*˱yT.-xggχO¥_~S)zQq }ɏśUE9Z}=mJj^*ih \XD67>"Y2퍖;ᘗ%2ڬ!O-Ҳ}"l5з&ѳ< fdr_..AH~e5VC(X_HJq3AGdɍc JMK] tp:V:,Bi"FsM8~%&u(Y(&t!RWnabXA]+x[u4IvwTwLxnd6\7+TaŐjC|idLըd6RVAu"}tHуKO;T:Cv.49S2RWj]{!VB`{ 1H{CIQ&V̒kaElѮ_h0G7]27^lC49q硣W,4g {ݤvEz֣ٓ}.5< Xw-"jqsţ z݀B&6C w@nS*jG;]o$zCaHO]{O5"i3ayWzww0G=߼Hp ]2|F`csz+?9V GzZ=,! /aT__]WV/\E5˚m*ܼMt9|t@dq1USUZ6IdVӆװCaDPflXHmg"y T zD]i(;}Q^ɥQeN5 wʅ##3*rI:Fk;RQKpPn.‰HCeԡ.|e>8"t^™+^e7)ALCG ܃_z2 BJ!:$wm53\L&a wbcA30@j ȉl:e8j12,([$&rT+y v:, 'O64K! swiS@+4r;slS':PWfDZٗM+Up2DLy nu顙Eκ!Yfys!]bZ?,72;t@q*Q, 8vƕŤƞ.'7K߬B7HBL\Z~0F HjBFhuNSPNus2{Rׯ$XT/G/, 2^=>|;7gG/T=-8glUߞ֡6|+\F㕨 @~d/3^1]n=4֝&&5b[ޖ$_F:-}{4oʤRFscr [f(o:K²M~4q࿜8TR+&q5/WdԽ*/ 8dYʂ FT#ĆֻǢs^B/6/mPNTX/8 B|Jt`+ B,kAjDL=J_! S)E.j(Dq]X.I>PQ,`#%VDL(pfFʸ>QdusS2ֆ'6H~b ]#:kٍt|o7+5,A9QJSx0W߈J`G|8N0WQ:NדY:E ^BXBIχF|o6CoaO-58!šA|hQx-"Fe;:% &U,JxUGa`9]CI vI-ΉUbV(Q,& -q;NDWpTɠ htO7~W9lk.̤ҪH # Z!`Age/J:XX.w`YOeE9/ռӾYWUPL,Q^6B,1n3tفO6(.pW9@jh]:󐄱;` zGpvw VI}c65vUM9R3}g3[ʠlD̝Pvݠ)ͩu\R5&?]ӛ}䏏~_:eےTU+..@Ć{g0} e0w>P |s->8E28?ro`-"#%ޒb ső(UXq\gMJ>{ Q5&paA. vc?I܋3#J,E|&پ"#sSkN&ka6<,exq@Gգo;G <1>f)r37mi9iY5^һ,'e^Akvl :(s#v}Qr×9?6 T&ԩһ*"pgųML% M.4$| yͻQ"H2X,bZ PGE&*XrWDg3[Sx(ӕN1mϳj( N2?uW,BX!ERṳm_jP86BSR5,b.:?V5V/%EMU@om?j4=AsWӅ6 UWUZ.Ϸ<>(26܏;<^ X˅6 xhqNOO`F^9E(5dG⻘"aNT*E-`jWG)'tYV|c6 ʿ`N1i# LJlB-dٍLGf%*4|ǐ5 HN#l/äg-_10b "~)`K7/7X%4 G:,HV؇vH5ۜQ%`\,3ӟi#Dh]#PeJKub9DDC|\A[uG0Se8EiH_0p{q#ܕ(b-7H|d*:iX-0` kӐpX 1β\: U&UTZ(S]F:r`֐.C-;^NH3LU SjU4GM !.D] ~EC#Ntr M# > YڊxW:!֋UꎠBB6I t\6;Q2cImPk0,mŇ{V {hLC=K:ut< wn m6v 6e;9L$>2vUQ{! hVp1ΓXYD'35uL Ó8QC(eEh;KT1%=}zpvgn>\J-g$8$9ېEC q;R: LT.&(q+tku^[ q],{ʓEN:ޠ"Zk/Ε6!+ǷPַ_NA8(}O'd8u.>vyݨ:؊mZ~$}@z!Y8@Ȩ+D8$N])uW32T;IQtxRk!!$r`Oz8vC`$pE8p0y2A=k8:/i8lHtR-5oEwՂ8CH"񱻬N,%IQlˑr"k iW(8dN;hƉZ/4f1Sr:uNBt[LS:GsLG\AJX`@F:ˎi&\!!&%!HC䉐Xv#t5΀%u?]4Ӥo_E$@i):l".;%tbXHүZ- +twI/.H!^M}ɳ$w~~#ԈYE.k~]q;K"e ,cz \մ!] ,r:w;oMRI=+.ﴒQZru~XN,A]*yk{8r3 /}|BK͛ ԦrwXFhv;68x@l8d_%iI8zEե9O-F㙹Yp,,KtJtg$aL(0bDNJZ[tƐ\MoX4f꽌Uى!Dӡ.LDh䲦wdEK~Fr_ =<4ѕi5bMbYhhFse.( zkoy^ļF%>“Kzn9J5IJCtwA*H *0|=>ǥ Q_6 r1c' 4QlJDZY{<ݛ@7opLE-0t#mr9:%TKjQn{↟kTB5h_;WLzEҔ*GR7]x&TOVIu%CjðLGJ (XkwUbPV Н zL@nq/w|rXT, ]GGaݜjpJ0e *Yi>ݳܰ<>Ѳ?˾5.´ڽ+&ܲͅgٰ$y\<%YL{eh9gќf9$tD|q=O#9Fńνx.AV0kș! 󘝆@e]iHǧd,*JjRq&tঈluP_%E7p2T)&Pb" 0˃B$LS߻= ZY, *^I*nEBϑ6y}ܲ L"(.y̮BpKX|43''ib}VuW>hC%C\%/E6 Mep$M<0t^iOePHAj!~iTeUKjC"qR09U(:XLᙇz>8ľ氿 $JX j7ɺNzR`2zC5i6P\#Q(St5̂x Ve}puaG>:PG|,4]oaAC>N̎&a|+ R雮,]p=Y<1l+Of2 ]|/=Kɝw|||jcYLJ眎[ɷv 棍vkceI>5 $j$TMZXGx!gW/S|JnD~xQ =`HU? #8]+; 1R/{-*:W45<>%&}x!xŝ˻hgబpH0HqJRqiC0cV_  5]w2&tow pV!kTL_sx46C #QRj"nL '񅤉Tt E oze?NWݡ!snʝI.;r uyrɠ]Uy"tdY@o=J~eft1\j^49E_Jp#I|&abas2L(:m:J:k(&V >8UUbii'gfg9-֤">lh]vsU[٧p^Zs'߼tEҸ!+upv9Lo,&fYZ^f#*s~E3ui"EUxVWS>"5W ՝ը "˲;Kޠ%,}@9%fQMխXb}o7h97R1|@8N: '2iA(0L\0"&RgWߍAդeF4Q:Qi3q!#Ct,x<FPCr W-jI coǤ@%M-krf;IGiiK WEkwJAkmDjQM{бk[CeZy{zo8Y ͞Qn&pݫI}4¢` LI!wX:5JjCؿi(&Rhu' T3Xv˃W?I%WqґeAy,~pI'P;tiPb{Vx舖;pUkN8nM+ ,zmS=~@ST`3m/in64{Btͩ+F  *Ɇa5q,[j/N",rUm0!Rc x 䇍urE0 PJ(_&Tb>b/?ɐq?|FVR(!:$숛=kFrsFۃrEi+2(Ǟ.lO*~~xNeC7lvЯvQٔvlz_J=8 G&&\2 ˡCE `kLY^tUc_P'{v c;ttB[QX}CFt>&+<t]8ZI D+?%zGGo83BI~) Ky:ZA#u4g˴,y-ד/,ݫITԏR)[Rҽ12L/[(;ʋÀ,6TNJs4G'd89P c:ݥR#at `Racdֿb]|e(p0R Ӭ]#h+b (fҫE:qp7:1 5q,‹fKvry")#atd0 ̳MB~3Ǣ`T Enfc\f~͛NmV\bCxG!N>5̨uJEG4zn z#5]t1ϯ٩nAZ*#޹ځ0Ox.j8ycsEi?Ng>lw]:m:6ޅV{DTRSDaedH}-rJT$qRiK&cϖ'ڕY&cc fjݖծFkF#IދK9ݐN U^WFwц%낪dPkYR8NgD9-ěrf4DͥBU17dԢ#\<7z޸k)9WZZ:,$0t%1 iI[6wFUJyZQ*iK(RQҘT9#*l u1桃)GxuQz<֩* ~wvo :փ =?}T J-0'גU^S%@_:M6]$zv$OJ<Ww wG 6Mӆ"'`΄GЀ8*l4'ЬV$~,] eZc5dagJ-V܋4<O`M]w$0|5oTt7X=Qܘs ܝu25j2Z>m2lޕ PX?|uR5Sx[|R:5J\A௝f8K#ɔ59{uѝ6vD| ՕƔYjrT%c7VY!na]|G(kёhETAQFnI3 ӥ37չ|Qȋ6%sdɰYTt#P1~ή2˥Lpe3*;#GRkXrW)f]d^`k# g$ƒx>ڍүu۱w8ᾱ><,P dJݭ}x:ѽrJ)? LՆ?6O~5_}czҧ@۾+1J>y s];&BN :edPR2ΪjhGv[HYn8:0I "X+ *Ire2 NMn+ }B̶ WČΞ?_ǯw/5o-?~_); OTZiƢٰuu d ^? ԎԳߎ6F항{ G#ܨE>aר{ʰEnc<)s=.w@2 Jo?Z 'ut+S9c5&-K ;G]X$|ӧOO??姇`/_}>r;j ɬ$' }qtޡiӼpFX%azM `ꠕ F7ŴZM;pdF2bx͊:h;i7GсKUf;$Wc4%P_n^LV- Rt|m<:vχPz_f, M ԭϗ i`V9&Cƹͬr @8`4c ̍\gf, -{qzW\6(~CUҩVU-&2S8[ƣέwIZLtKhA'9Ek VqRD %N6&Lon3ZZ$&8˱Kn^ː!1U.R̩@¹x5$t P[,Yx`t,w}KQ0/U %{KyZhc[XOw<׈[FHvB?pF,.@'종q{cl:ey]Hge'" %Md4^ݗNP㉔CE8+Z6j.:4h1I"Zl1禘Tj[YEA/E ;tB=c h J.p7;r4C1eXtD5k;\ H^AT>>B-^55 /Y BsWwvV>s@`K't\Ap0ƢFoFxxLS[BAS 3_`tDihy-$ ER']fz^I{s%:kT 11T7Jɶ7v3]j+EBcLSf'd*\;D @s(ex爣EFoR}n(no8KAR`eG@\t8 ppAAA>ۋ1l8U=JWxO0݉2Ph޽{V͠F{tހt2ֹ\3]P#ȺQWGLڇ"Cp~?Ȝ xC+GK2'L+"p'8A7:VbMq0nx)3q䧠..655X%)cYo$P^9شUb3COk#;gQ ^M!Љ h4U}qTt?l|K$X2)B/|Zi+l&[DLt(V[EUmNxYLtaN˹RĦ6f$TXc EM͔4T3 p82|Ֆw:f%J&z8k ;Q+L:^R\zƦħDG ?h'#(`f.&2!sU9'FCpٿb!1$4i&c Ƥ+D ",?J;thm9.vhva|&MW 8(eRe;j j:o#d2@Pt,)56pRJg8R0sO,'Ӷ4F1k]QTUkx0W Om9f OV ݚF$EV,o EGc .N l7'7cSLLJoc6%Kf%!ήjIP!/>8$ZǏԲoXܐ<ֻI\Sw<'hegնx9{i&ADYKȏ0\BK RBt󹶯Oѭ%h&:Tub LH,e$wj:=G߅.L*OPtheDx-( :`Xd9`yn˥uH)Pt1nR2k BtXs~Q2'2^Cubç]LQL_$4p>v!pg5kAC#%wsl'=ͪ?F߿qʞ8E/vic*v w˦,Jz;@>$(ӣF&*+7ZJEBnm.:nx0MpjH(H(a)W :@&V21Rtg40)rSE|[s';jNJq~!HPlYیLOEq 6U* y9}yS_ _/\x-rPHm j6!lbRj=t-pqv 92YT \4w1eyܙ}J_W»k::zk桧z :@kqdoQ0[/QVLDT<ĥzmޮ(тnSClgG lW:6P Qb&zgTE$Kp+|9M.Q s,6m͈qPn\0;"-'wOt^,F=\~KTaS:Md[ Wd"ñZɑ[G-U?Ce|| WFG?[ͻGM!Jyb.ݢ 8DFKG)fknjoؖ.v^bfR__XYB s)ԅUV< hk*Ԃ[B͂ssN';)p @adLVljaء;C9p]pU/*輣 R)lXd 6X61׺bkt>=gz0 5B%iJ^;HZǛ$ d`b0?",ѽ-:+( h4&ӾN .wh1SI4els$wA2sXNP@QqY{䂚q7Սt\:ȼ>Fr{{Ajfȡ]v?:eб+/1LdN&z RQ_޲E0%qҰr||6m`><,M >pٙ7$¢sհڅ豥Ҟ:UxG:"ȣ- XKڅ`eq.0ߩWl fBu%%tj\l^mBGBAmh/L qAD=#:Y=1ɶRst1JNI8KӢe44fF.~/I/&ʊe-~w7Jk@Fj_嘲hէo5޳æm;z{חvL4FTKזi^.Y*h&A~CM`;>>)~|Տo_~g^ݝ\pfXmwTBQDl}ekD0'2ȹvVCW!)7UXI^H+uuŎAVvV#)LmDY:X6 WLpvZI7'Wr0dp"ǃ=eD_\6gE;]F8F3gPn }Wrݪ3/&Af;j-$Ʀ讚 h/+QR'CDBD1AZS9}턹5lO5:M[aĶH 8#W4慎6_ٻ]舦tlS4EԤUBpdn:YzY0xrמt+}e",LEvCbxQ͕6o:LJi)(0i:кXpN1y飧̱]R)҂ܨ_[E&w +XdtaYG4xܥDՄYwbeDi{,-hd-K Ur5amU}x'Ϛpt$ kֆY,1 !~5 ' NRgUЀmNJRt0A$W>7̓vQb@0sGKA֢x*2a~}*9i;H`u 9⵵d[ Ep0'VsW._Z0:f691ƙ,3NwwRd]u:V?Jޥ@k>h?ѱ$"ɝ]\ zn-:q^B Q(1=]Й~@:Nӆm\[?R1VvcF$}Zz;tr ц%KJxNtr+;|(cZpGCiW# aZS$:e)eI"qt7-7\9Qy@ɦHȝt栎KjHw$PLo),Oƭۡ#L4죇d?cCGJ+2^|r>|tbvXA}B?km|4:nb>'zdḾ\cwl %z0hCϓ-E:;˖`Xp7O-r>TKCyuinv(%)/ΖZק'!ev\g*: BF%?Iӏ \:tOt:j1z_SZw7vj;tѫ];tkVۡC^jݡ]zjWovУWZwh~뭶CպCG[o:ծ:ڵzSjIENDB`5( *  '>$Photo Editor Photo MSPhotoEd.30@Photo Microsoft Photo Editor 3.0/ 0DTimes New Romantt x: 0DMonotype Sortstt x: 0 DArialpe Sortstt x: 0 A .  @n?" dd@  @@``  ~          ~  N a WK  od v  5  AD  C?b$u#PZ:` "R$A%<4Ra` "b$z<:@=՘D+V`\* 0AA f3ff33@f8 g4JdJdh x: 0tppp@ g49d9d x: 0p@ pp<4BdBd@ 0t| FlO ʚ;ʚ;<4!d!d@U 0@<4dddd@U 0@0___PPT10 pp___PPT9l/ 0P38?T-JUNE 2006 &jose.garson@bred.frO=JUNE 2006$BRED GESTION PARIS &jose.garson@bred.fr)+     RETHINKING THE ROLE OF BANKS AND OF NATIONAL AND SUB-REGIONAL DEVELOPMENT FINANCE INSTITUTIONS IN AFRICA dxP77 k2  8(  *BRED Banque Populaire *T. Malzy *T. Wielezynski *K. El Alaoui *AFD *BOAD *BNDA *IDC *Banque Africaine de Dveloppement,@     O 9) m PART 1: YESTERDAY PART 2: TODAY PART 3: TOMORROW fmpP77 92 n :* J PART 1: YESTERDAY fJpP77 332 K ,&Two separate Worldsff  Short term vs. Medium/Long term lending Loans extended to projects vs. to debtors Culture shock: who wins ? Definitions of a  bank BpZFFv$   ./6& The Crisis ff  dMacroeconomic imbalances Financial Sectors matter Banks must be regulated DB must mobilize depositste`--,$$$$$$ e ;+2"7'Parting ways& .ff  MZone Franc Countries Sub-Saharan Non Zone-Franc Countries Morocco & TunisiaLNpZ<<; N ?, Terminology ff  Reference: Banking Law  Development Bank  Development Finance Institution  Bank  Financial Company @i`((M i @- Zone Franc ff   Development Banks had to be transformed into banks -or disappear In fact, two categories of banks: Commercially oriented Development oriented (BGD, BNDA, BRS) Sub-Regional DBs left: BOAD, BDEAC Development of two Regional Financial Markets fpZ--<pZ##QpZ--       5&  A A.Sub-Saharan Non ZFff  Institutions (= non-banks) left to operate unregulated in many countries Non-bank  Development Corporations play an important role in Southern Africa Vibrant Financial markets The case of DFCU (Uganda) The case of South AfricaTpP--2  B/Morocco & Tunisiaff  3Morocco: Three DBs (i) was transformed into a bank (ii) was absorbed (iii) is in the process of being absorbed Tunisia: DBs (i) disappeared or (ii) were absorbed by commercial banks or (iii) were transformed into banks Both countries: vibrant Financial markets Both countries: Financial Services companies4pPif @  g   C1 Y PART 1: YESTERDAY PART 2: TODAY vYpP77 332 Z D0Financing Needsff  Housing, Renewable Energy, Rural banking, cottage enterprises, etc.,& Domains where there are: Specific Risks (short term and long term) High break-even point for any investment  Market Failures n``--S`--`--^S  L7Financing Developmentff   Not an issue of  long term vs.  short term Not an issue of  they want to finance vs.  they do not want to finance Markets will not solve all problems From a financial point of view: specific risks that demand specific mixes of tailor-made responses (if any)`--  *L  E2 l PART 1: YESTERDAY PART 2: TODAY PART 3: TOMORROW vlpP77 &332 m F3Adopt a Holistic Perspective ff  We need 3 (not 2) categories of financings in Africa Bank Financings Market Financings Specific Financings for Development We have 3 (not 1) delivery channels Banks (commercial and development-focused) Non Banks (DFIs) Markets 5pPFp ffP$pPEp ffP33  Fff    0  &    O9G4#Develop Delivery Channel #1 (Banks)$$ ff $ Banks can finance development Help banks lengthen maturities (A/L management) and underwrite LMT risks Revisit Banking Laws and Regulations Disseminate Best Practices of African development-oriented bankspZ-- %   '  J5"Develop Delivery Channel #2 (DFIs)## ff&   Give DFIs the legitimacy they deserve Establish standard DFI regulations and mission statements Establish DFI Monitoring Agencies Disseminate Best Practices on DFI management`-- %   &   K6#Organise National FfD Coordinations$$ ff@      Organize National FfD Round Tables Get all Financial Sector actors agree on a FfD Charter Establish National FfD Action Plans Establish Sub-Regional FfD Action Plans`-- : t  9    %   M8  THANK YOU !0  ,  /Nu   0` @ ff3Ιd332z` @ ff3Ιd332z` 999MMM` fffPP3f` f3@ Ιd332z` f3@ Ιd333fz` f3@ Ιd33z>?" dd@,?4Zd@  d " @ ` n?" dd@   @@``@n?" dd@  @@``PV    @ ` `p>> 3+ (  T   "  Hv @" PP`  S 0AminispirlB  <g   Ha  1Ȝ?" p   i1Cliquez pour modifier le style du titre du masque22 @  c $d  "p   vCliquez pour modifier les styles du texte du masque Deuxime niveau Troisime niveau Quatrime niveau Cinquime niveau4w   c $M  "p     h* 2     c $hQ  "p     j*( 2     c $`s  "    j*( 2    HA H ??"`N Z  Bf޽h))?? f3@ Ιd333fz blocnote[1]  0  C(   TT    "   XA StationeryPP`   S 0Aminispir  <  ?"^~   i1Cliquez pour modifier le style du titre du masque22   c $  "3     p8Cliquez pour modifier le style des sous-titres du masque99   c $  "^#   h* 2f    c $`  "^~#    j*( 2f    c $"  "~#   j*( 2f  Z  Bf޽h))?? f3@ Ιd333fzj 0 z(    0DB  P     b*      0Р       d*    d  c $ ?   >  0   @   vCliquez pour modifier les styles du texte du masque Deuxime niveau Troisime niveau Quatrime niveau Cinquime niveau4w   6i  `P    b*      6  `    d*    H  0޽h ? ̙3380___PPT10.%F 0((    0D1 P   1 `*     01    1 b*     61 _P  1 `*     6$1 _  1 b*   H  0޽h ? 3380___PPT10.'z   0 L0T-JUNE 2006 &jose.garson@bred.fr P0(  PH P 0޽h ? @ ff3Ιd332z___PPT10u..%@7I+D=' 1= @B +  0 L0T-JUNE 2006 &jose.garson@bred.fr <40X(  XR X s * @ X c 侨 v @> "`    /9    B X s *޽h ? @ Ιd332z___PPT10i.%+D=' 1= @B +6  0 L0T-JUNE 2006 &jose.garson@bred.fr &i(  r  S  7W     6x  y  Q THANKS !! $  H  0޽h ? f3@ Ιd333fz___PPT10i.S+D=' 1= @B +  0L0 nf@(  R  s * r  s $ v @> "`     9 <$D 0   B  s *޽h ? @ Ιd332z___PPT10.%+֐DB' 1= @B D' = @BA?%,( < +O%,( < +D' =%(D' =%(DT' =A@BBB B0B%(D' =1:Bvisible*o3>+#.<*%(D' =-6B'blinds(horizontal)*<3<*D' =%(D' =%(DT' =A@BBB B0B%(D' =1:Bvisible*o3>+#.<*%(D' =-6B'blinds(horizontal)*<3<*D' =%(D' =%(DT' =A@BBB B0B%(D' =1:Bvisible*o3>+#.<*'%(D' =-6B'blinds(horizontal)*<3<*'D' =%(D' =%(DT' =A@BBB B0B%(D' =1:Bvisible*o3>+#.<*':%(D' =-6B'blinds(horizontal)*<3<*':D' =%(D' =%(DT' =A@BBB B0B%(D' =1:Bvisible*o3>+#.<*:n%(D' =-6B'blinds(horizontal)*<3<*:n+8+0+0 +C  0L0 B:(  R  s * F  s ȣ v @> "`     9    B  s *޽h ? @ Ιd332z___PPT10i.%+D=' 1= @B + 0L0 $ T(  T T <0 fff>  LDONORS  2 T < f>t   XDEVELOPMENT BANK   T <Dۣ f)   WCOMMERCIAL BANK  XB  T 0D)wwXB  T 0D)  V XB T@ 0Df) V XB T 0D>m m v T <D f>~  PDEPOSITS     XB T 0D)XB T 0D) XB T 0D)))  T 6Tܣ f>V   f  NCLIENT  H T 0޽h ? f3@ Ιd333fz___PPT10i./PX]+D=' 1= @B +  0 L0 NF@(    s *\  S"  p      6]  "<  p <$D  0   H  0޽h ? f3@ Ιd33z!___PPT10.0B+ D'  = @B DP' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*(%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*(D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*(D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*(R%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*(RD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*(RD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*Rl%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*RlD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*RlD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*l%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*lD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*l+8+0+0 + 0L0  { \(  \RB \ s *D)@wF@RB \ s *D)@  \ < 33>2 v,$D 0 \ Loan : 100    \ < 33>23 v,$D 0 ^ Deposit: 100    \ < ' SCOMMERCIAL BANK    \ 0ff s ,$D 0I  \ <  ] R ,$D 0 loans make depositsZ         \ 6 3<,,$D  0 ^REGULATIONS CONTROLS  H \ 0޽h ? f3@ Ιd333fzqi___PPT10I.4pB]+#Du'  = @B D0' = @BA?%,( < +O%,( < +D' =%(D' =%(DF' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*\%(D' =-u6Bdiamond(in)*<3<*\D' =%(D' =%(D9' =4@BBBB%(D' =1:Bvisible*o3>+#.<* \%(D' =-u6Bdiamond(in)*<3<* \D' =%(D' =%(DF' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*\%(D' =-u6Bdiamond(in)*<3<*\D' =%(D' =%(DT' =A@BBB B0B%(D' =1:Bvisible*o3>+#.<* \%(D' =-6B'blinds(horizontal)*<3<* \Dn' =%(D' =%(D' =4@BBBB%(D' =1:Bvisible*o3>+#.<* \%(D' =+4 8?\CB#ppt_xBCB#ppt_xB*Y3>B ppt_x<* \D' =+4 8?dCB0-#ppt_h/2BCB#ppt_yB*Y3>B ppt_y<* \++0+\0 ++0+\0 ++0+ \0 + 0 `B(  `RB ` s *D)@wF@RB ` s *D)@  ` <P 33>2 v,$D 0 \ Loan : 100    ` <lD 33>23 v,$D 0 RResource : 100   ` < V XDEVELOPMENT BANK   `@ 0ff F ,$D 0H ` 0޽h ? f3@ Ιd333fz  ___PPT10 .4pB]+\ vD ' z= @B D ' = @BA?%,( < +O%,( < +D' =%(D' =%(DT' =A@BBB B0B%(D' =1:Bvisible*o3>+#.<*`%(D' =-6B'blinds(horizontal)*<3<*`D' =%(D' =%(DG' =4@BBB B%(D' =1:Bvisible*o3>+#.<*`%(D' =-6B'blinds(horizontal)*<3<*`D' =%(D' =%(DT' =A@BBB B0B%(D' =1:Bvisible*o3>+#.<*`%(D' =-6B'blinds(horizontal)*<3<*`+p+0+`0 ++0+`0 +h  0 L0 ZR(     0  S"  p      <  "<  p<$  0   H  0޽h ? f3@ Ιd33z___PPT10v.0B+_qD'  = @B D' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*3%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*3D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*3D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*3K%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*3KD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*3KD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*Ke%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*KeD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*Ke+8+0+0 + 0L0 ` (    <* fff>  LDONORS  2  <+ f>t   XDEVELOPMENT BANK    < f)   WCOMMERCIAL BANK  XB  0D)wwXB  0D)  V XB @ 0Df) V XB  0D>m m v   <4y f>~  PDEPOSITS     XB   0D)XB   0D) XB   0D)))   6 m f>V   f  NCLIENT  H  0޽h ? f3@ Ιd333fz___PPT10i./PX]+D=' z= @B + 0 M E pl (  lXB l@ 0Df) V  l 63> ,$D 0 l <' fff>  LDONORS  2 l <zzf>   S DEVELOPMENT     l <rzf)pv  WCOMMERCIAL BANK  XB l 0D)XB l 0D) - V B l s *D)m m v,$D  0  l <Ԋzf>~  PDEPOSITS     XB  l 0D)XB  l 0D)3 3 XB  l 0D)))  l 6zf>V   f  NCLIENT   l <zR &  JBANK   l 6hz ,$D 0 Banking Regulations4     r l 03 ,$D 0H l 0޽h ? f3@ Ιd333fz___PPT10./PX]+Dh'  = @B D#' = @BA?%,( < +O%,( < +D' =%(D' =%(DK' =4@BBB B%(D' =1:Bvisible*o3>+#.<*l%(D' =-6B+checkerboard(across)*<3<*lDn' =%(D' =%(D' =4@BBBB%(D' =1:Bvisible*o3>+#.<*l%(D' =+4 8?\CB#ppt_xBCB#ppt_xB*Y3>B ppt_x<*lD' =+4 8?dCB0-#ppt_h/2BCB#ppt_yB*Y3>B ppt_y<*lD' =%(D' =%(DF' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*l%(D' =-u6Bdiamond(in)*<3<*lD' =%(D' =%(DK' =4@BBB B%(D' =1:Bvisible*o3>+#.<*l%(D' =-6B+checkerboard(across)*<3<*lD' =%(D' =%(D0' =4@BBBB%(D' =0l9 CCBB*<3<*l+8+0+l0 +h  0 L0 ZR(     0z S"  p  z    <z "<  p <$D  0 z H  0޽h ? f3@ Ιd33z___PPT10v.0B+fKND'  = @B D' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*<%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*<D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*<D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*<N%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*<ND' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*<N+8+0+0 +!  0 L0 vnq(     0z S"  p      <z "<  <$  0 z B  s *D)2-/ % ,$D 0B  s *D)2 % ,$D 0H  0޽h ? f3@ Ιd33z___PPT10.0B+Dw'  = @B D2' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*,%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*,D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*,D' =%(D' =%(D9' =4@BBBB%(D' =1:Bvisible*o3>+#.<*%(D' =-u6Bdiamond(in)*<3<*D' =%(D' =%(D9' =4@BBBB%(D' =1:Bvisible*o3>+#.<*%(D' =-u6Bdiamond(in)*<3<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*,N%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*,ND' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*,ND{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*NU%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*NUD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*NUD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*Ui%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*UiD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*Ui+8+0+0 +  0 L0 ZRp(     0z S"  p  z    <z "<  p<$  0 z H  0޽h ? f3@ Ιd33zD<___PPT10.0B+_qD'  = @B Ds' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*D%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*DD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*DD! ' =%(D ' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*Df%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*DfD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*DfD' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*f|%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*f|D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*f|D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*|%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*|D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*|D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*+8+0+0 +  0 L0 ZR8(     0+#.<*I%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*ID' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*ID{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*I%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*ID' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*ID{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*+8+0+0 +h  0 L0 ZR@((     08+z S"  p  z    <$,z "<  md<$  0 z H  0޽h ? f3@ Ιd33z___PPT10v.0B+_qD'  = @B D' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*p%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*pD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*pD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*p%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*pD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*pD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*4%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*4D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*4+8+0+0 +|  0L0 nf(  R  s * r  s zv @> "`     9 <$ 0 z B  s *޽h ? @ Ιd332z___PPT10v.%+=D' z= @B D' = @BA?%,( < +O%,( < +D' =%(D' =%(DT' =A@BBB B0B%(D' =1:Bvisible*o3>+#.<*Z%(D' =-6B'blinds(horizontal)*<3<*Z+8+0+0 +s  0 ZRPC(     0z S"  p  z    <z "<  p<$  0 z H  0޽h ? f3@ Ιd33z___PPT10.0B+_qD5' z= @B D' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*G%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*GD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*GD! ' =%(D ' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*G`%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*G`D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*G`D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*`%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*`D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*`D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*+8+0+0 +P  0 ZR@(     0  S"  p      <  "<  p<$  0   H  0޽h ? f3@ Ιd33z___PPT10v.0B+_qD'  = @B D' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*.%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*.D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*.D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*.w%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*.wD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*.wD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*w%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*wD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*wD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*+8+0+0 +|  0L0 nfp=(  R  s * r  s nzv @> "`     9 <$ 0 z B  s *޽h ? @ Ιd332z___PPT10v.%+=D' z= @B D' = @BA?%,( < +O%,( < +D' =%(D' =%(DT' =A@BBB B0B%(D' =1:Bvisible*o3>+#.<*'m%(D' =-6B'blinds(horizontal)*<3<*'m+8+0+0 +j$  0 L0 phY(     0hOz S"  p  z    <`Kz "<  p,<$  0 z "  @H  0޽h ? f3@ Ιd33z!!___PPT10b!.0B+U|D '  = @B D ' = @BA?%,( < +O%,( < +D' =%(D' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*5%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*5D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*5D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*5E%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*5ED' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*5ED' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*EW%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*EWD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*EWD' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*W{%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*W{D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*W{D' =%(D' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*{%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*{D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*{D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*+8+0+0 +\ 0L0 [S0 (  2  HY1?=&l U N E E D S      HX13?*k6  QBANKS    HX1ff?0 q6  ^DFIs    H1?c6  SMARKETS    N'1f?   ]com     H`1f?   ]dev  LB  @ c $Dmm LB   c $Dmm LB   c $Dmm LB  @ c $D6 W LB  c $D6 j H  0޽h ? f3@ Ιd333fz___PPT10i.sP_6O+D=' z= @B +h  0 L0 ZRp(     0/1 S"  p  1    <01 "<  d<$  0 1 H  0޽h ? f3@ Ιd33z___PPT10v.0B+_qD' /1= @B D' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*g%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*gD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*gD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*g%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*gD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*gD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*+8+0+0 +h  0 L0 ZR(     091 S"  p  1    <\1 "<  d<$  0 1 H  0޽h ? f3@ Ιd33z___PPT10v.0B+_qD' N1= @B D' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*&%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*&D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*&D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*&`%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*&`D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*&`D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*`%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*`D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*`D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*+8+0+0 +h  0 L0 ZRP(     0S1 S"  p  1    <1 "<  dv<$  0 1 H  0޽h ? f3@ Ιd33z___PPT10v.0B+_qD' R1= @B D' = @BA?%,( < +O%,( < +D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*#%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*#D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*#D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*#Z%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*#ZD' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*#ZD{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*Z~%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*Z~D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*Z~D{' =%(D#' =%(D' =A@BBBB0B%(D' =1:Bvisible*o3>+#.<*~%(D' =+4 8?dCB1+#ppt_w/2BCB#ppt_xB*Y3>B ppt_x<*~D' =+4 8?\CB#ppt_yBCB#ppt_yB*Y3>B ppt_y<*~+8+0+0 +  0 L0 _$(  r  S \1 p  1 r  S x]1p 1 H  0޽h ? f3@ Ιd333fz___PPT10i.f5+D=' z= @B + 0   (  X  C      S   @   " H  0޽h ? ̙3380___PPT10.rzD| x]4?QdA)ޛ;)"wP+vlb^{GEDE],ow[R&dov'6o'3̻_ƫf;o͇>|GbpfQ>U/ ^hǛ /,?t/!8yśkoy.O/+п=")>s]˼̫R]?°կy2jNy)_Դ|Ȧ~6f>|$G ~8ǃO> |2X? O>|XY>|M~*iKi 3?s\=Wy rSt\ZMT]|SHd'ٿˇ_B)v{Xo{UQPNuF㹿yk?Oz^~^kx^x[f2y_7konrnx> K/_|_ ~ _ +Uz57~ව ~ZuසN^A7o0#?8O?43ς?x7?1Mo 9x [o =x;w ;x{~x>|0 ~"x(cǂ>d'O >|*43g >.< /_ ~ ু/? 3?s?|)"/2W_~%UW_ |5ׁ_o[o_ v;׃ ~ ~?QIY /o|++_ uo |'[o.{!G)g? _ ߁?3/࿂; |??̩@ V܁^0x/ ^ 4x˃W^ 2x ^ 6x# ^>x7?1Mo 9x [o =x;w ;x{~x>|0 ~"x(cǂ>d'Ocr)SO>|l9s_|bSO? | g ~瀟 ~K/_|_ ~ _ +Uz57~ව ~ZuසN^A7o0#?8O?43ς?xǖe[_*k௃oM;w?O?9n/ ko{'7'_ ;h}۸?xm`"VWNjy7oi7uqr}u]ې/3s׿W򕛗e% .`#UgVX lamAqk~t[g}Bʬ%S{nKn -@ @ @ @ Aqo"X"DC}T(DAFjлvW'-j+ m5Y=g'Y-Z6}1&-Ɋ,S#koD*|D"+@1ziD" GL#"mvCU?[d. 9SDˈ 9OćvziRڲ=Zj,ȜfZ3ŽW⅜4 ^Yav/o@̢ %8*ɑ-QAz.`/䔘 8kxK="pp,˂9M,KBCdAwfĄy9TYSeTsJPbs)n,ΉӮOFR4Y?*U/B\C&v2$9!0_#TvB\a ftr0a(mTuCI1r66;1 RUOl76-XbRcSM^8y_UrBcUT$MYbiQK$pf:! mEnD(%ӕ }(K}dʬKHq ] 2 ħ_F|Ӌj]gQ&r냜:|Ӌ,t"u#d7_?p}_kLo'fY#X}Dmx|ˠ@D!=EqK >c(p{I]{VozCz+-tG6k1!E)сKl=VzzoxBIF@fmpm'LXjŀ%&Tz6-٦ ' Y9L< -lks\ڏ%bê=6hѦ/}% @J+=b.*{UtO9Z%\_kN:sǔUeXc2[śJvMͮH]WVo?6#S|.,FuV}PY6?DmhZm;ˡj85hcHV5(6{Ard:]Ī1iUmEk\< ~"}G&D 6SDUWyuxGNn.d[ &.ey^.sAʵ 4P̺Lnt ^i<5ʹM(ŎkLxGU>Cl@(}.N*Z4||iAakTEgqwC>4 򩢃 c}T B+#[6Uc );ʫG] 6 kLG |?v_DǺ(!P'&P BPQF/`u "9!#\X%B}9})墤:҅B YuOGB$䡊>yϵ!)=т<&PIxG'&zB1Nb Qx]%^43I$Ya>RЎ-A u} 2c$nLSI  s}?!.&ZЯ)Τr,Qܹ8 ,H] lSTb*~=NbjCp oR Fb|k.!* KSd4+1#}xu*>N‰\'П7[b;(ZgX@Eu8ļƩY@Y𚈀 6@>tLAIO ]';=+T{9|Dc4+xx0-\aQnZg*,ѣ>I7 4cN0kt@8Z@Ҵ o94ulyY1D): f&[*rձXI0Vv B)-:kL7(% ļUXz1^g"y3ߜP'#$q@ M}W(?6u6cCLoPń3̡j%"a"Ephmq>I@T+pKCpj`o>Ʒ'jft_M/Q>@q}a\k*r6yȱŹXi˩S!v`=jIPW>^sLadDxWmؔs>ŃHW&.sQ(QSP>sJ~mP p9ѭ; E}_.g4Z1JowҌc=.*c#f riwT8y>1fXį=5: 6PuL10E cm$itoX¶R@3!<;՞&m@蟲O QbtQj҄@bg#3LO ;A,G>3_KU5z#(lH=ʵsRivKRRPsAҧI!|~xSkj@by>|]_Z[]ڶXOF74LAV7뵹/iPEܾVrD*LHNpVMmks?_RB p@V|wD`>~KRm\pV~1lY\ʛTx|FdLV~VUd:VoݯJgs?Oq,m['nW@Orǯ g鄕_r4L/ %+ɕF֟,e(Lef:a-\Uڠ¬` ]ۄʄKR7xAEb]BuHӞN(J,G0[!08lx) `AsdL Wb?or!i^}Z<(wq\mF;mM/L_ω&YguM͎y>8G;$44i yMu!Jaܷ>$²K|ںʳL%۔=,𹸿8ŕe<9x d8sp׮)-zrJ`:,͂ptmaWqO-P4E Ipo;Ҷ*vH 9q.pfBrA?z״pt:UgLl3v>`fĶ96->Ж[waV9׆&AmB|9+y*iT:>2Ni;'@cлgaZ=rv -0h:'qNƈNj1PUiFJ?rݽp}<aM3-}M.[!H^3TvA#ݽdϝG}>1~̚Gɭ"fv]#O T)Y;+"k04]$ñǠ8EimayW%\GVMgQ5xp֙ƷtX_;u] uѲ?%_HʎŘsT{`{LZ僔ʌi#Oixm %&na~GvD'pjm3m J6M2Үmhq@bA܎j\d&+ڲ'Yե 8 c jEU Tzr{r& .K~d+=@7ϵ/:Gץy]WFL/8&K{<}R?PVPiɩYGmoRreq}S1 TD.}0KgZl3'SHGE>#c,es:QkRR̀}$;L) $~Ty=9˒MGG0rŀAwA\0!5##l@\`32RAb_d['9U$1$Pn8Cqt_!<*Tև.o@cō zgNjA'8B D  Q sIP3}7"DBCmP˞Di)}গdb@HܦzE,k[u) f$a%), <#=߿:Ms$ƥ`hڶ|QE E(I/.* #3qi]h?^J3`b@(e@lؐMϻz>ͥ]Tў$$b 'AŻ?$Èz[4U6[D3Կת]/ nu~ӄ,Itz^$ڶkoP^|SgwדCG%=Pq(=uPJCF*s?u6*Yŀ8ycH֦"סP8dt D߂1}y$G@`}Ne(ar{m'+グD߈D!xUۄ24:Q:o 㡜dæ]w"*EvVt+KHIh2ޑLayFRPFPֈtDa*[u`scdk%ej}ހ}uθ9R6Lg4cS~v1G,mɦLB!(]OP[L8{鴣9PyNHHD8)lNUcݍUO0x8LqУ{V,i*h3LhΆWgh+ewQy=kD `m8l' Ea]+3138їnZTsaA:_︴SϾwݡn&fNA7N*]|Kr&v+WxAo 9fu^ԂHK(uf >P֯幆ѢgԹ?#Mdٟzq}E"1G{}9V$I=i[JUy>c5pHe =ʭᮑH'7$Щ]ea-OC ccEZc}nE8|9KtQg2ٻ;#NYc޵HѸQp(w`({L8]}08ɕ˅V#ȥG)Ιi냻>aen%.AR\Ƽ2l.>C1RݠHz8qʭRm{}Cqsy{ wLKM}YiBě§n?JӌZtֱ>"t|pz X l` p+Z2mǓힳݎ8:ڿ;ҟ£a>;ʱծ•V慵;h{d^Ԟ՗ɬ&J-նd?$&>d'.fqnRKNsVeW]H0bqUJLj;]y e-xZ1_{?0,57u&/\5a]te ZLJ.]?Ĕ5!޿3kKl44^"m.< EOH%ٵ5dU[ƍU}ziNӇ,3tcGo{eXΣ+LO|_o,L]mM]̪W- VfLrlijceZaX+ )?jS&I5Ě%&Ve×.|ʩ-ĽT[c.tJѝMY~atpr?3:>,aԇ$ 9prK7MSS'>iWVUn"S %@La>u$3aaN,z a~\!,gWN}Ϸ~{/67v``qbjs]զ*k|K >b5P5+`mMmg}dGc7&M[K0@NY3O[2T 7ܚn78(љ:Bc2Dmgplӟ@yz"0fS4i O2l&̺mGh3͑Y7RuǼn:ƎeX[uO߼LСYPPkM=2>wʤк>L0iG wo "!x= ;~ή>|3bN ΤL C@\»3}MHjAM Ig6Zz us`9;: Q {s Hƛ'#GN7\<RY>k}z-G&l_Ёp.9"Lo`s0}XoT>uh y/ .YAuCa {fUb3 jzgO4jB1]3!)3G4Nnej|5@d=!֣O9&3R+4GL>w\IH2obQAaZ rX+=܈-G ev%8n^dLJ uPn~Ul>MSW w0a ;uPhz?Bf Um\s!/cpZG[՛` .V"}&%=o?` +z?({:-m 2ρtp :OGa/ܾuPݣz(m[^Gg.}PV?Jwa(F+렺<-3PʵFGu0%he:A{ }v{B>&>a0;ܐԲ>q1b910ջ>!ȳɳSbӶ2/F![U:[$RIS^= R6=aJJ\9cpv[K?txӇBw3-2p\OqYVKbUˬ5[ HcqoLг$;q3:>!u93̓ oPfa&sa6}3,%wݬn*WH_uC,epPUX(3y Knڌў,&Oqk}l0^5ͤON@-eBWvSxe<Օx@=%wN5l\Κ75(#ȼ{7><ߑfeYt@ڿ1q|vd1VD.ԎE񭫶Η;-KP :%n8:f1⸏EѼi3}@ĠjWV֠TZ2m$k*fCa/uZvM[X_ak4xyvz&NIMFըb/f))Ծ%)E@D_Y''dNjk3xR%;4v~5˲ᴷ2v(ʱȑY^M̹E܁m~cEV~cB`Y4:w”T3:Ģ"M sƸ><=;9Um HkSBn]QfXQĤy}ꜷc0׫Ί ϹfJǖyUaBvW /B8<xӑ[ܛa.Cm垳3i!:ҨӳX t1K\}J^c"ڠW_bݍ>mA2N%fi Mot.gjbɎ=& ;W[y~}K0ᓺPUչG7; ca'6wnq%W>;w݁onYfҮh\7d,䯥Z)g ngign, !n3eևvcWL|`3ې>` 7ݢ;ގy@݌t7Wwއw([dư-BW`? e Q&d0zGyg$0ev>ГwҴǹ[ xVEE\*3cfr!.9 ald7q]VJfB<@xsggq9 x jm|S X7]z.,;`n·!Y=p`6 zv:6lMFɿ=Ϳ`Mx\c9flۂs?hi̕fЇS:!8ĜpN  f֝<ߡv2?q f[dXޟ>~wK`tl}X.PH"`̑ʙKfϹ_|j>^|I+W>(t҃D_ks+۟krMȼ5ec.EVKxR' qr; XY˒d2ƃ->Yr;Df^2Y$ݏ n!J)YoԓWktavϝ|uO7UTe4a:Jx5ʈ-6DݏM?4&h?qSqi j$a2b#3~ej:]Y#=BXŦMO-}vt5v'oOݼ \t}Lg\{Ro%]ᴪ>pβ<JtǡR,|ʡ[Ic8i ] y6es# ] <&6']k1>RMk(BEWc6}$>[5gJhB&Gg:8).-(G9nLk:O|GcSL螇}9\GnjŸtG؂rUɢ+̣etN;t9 z_z̵|m:Х@q-Jd9,ϥch>N>t/=vvMX|l˷In>Хo^^3ڗ$lݒa F-z,gvݼc3eQDz@{Sd;62;5Y>j3gj3rҋhw"?9:l[ޏGDi欠=MbG(LPyx}i58ضUEvAY`@>jK48;mA8FqeiIi̍>"xMm=MG?\yqy[4&.MJj}Yrl(̵m#}6H+aqi _"d'5c1I^ pp?0N1:̋gT.YPZ&oQa ;}+LJٳjJ^$>svd!SHԫ;}Cl}j ӯ9SڻჼFwc^sR'qN<n\+~oBUuV4QpUo-uϵPӚ2oI{X5{xy/Oe)>*ZU q݊coX;N PZ:5ׅaA쇴q`M I&7ԢQ~SyR>upD!oDEŕi-z܏dG pMĄYq|b>OuUzBGi;X^aPהUWa^gJ4F$.+)#$;և9O#2LtU3VUҺyïPm;XY hA_s 4r#p e2#k^$[" su5g&̴oyPMUѣI/D λ2ȏ*%쎀/CW50( 8/tmzӇjX?HgK.\mMcU,iNn}Ԩ:tD%YHO˗j׵ ׋d$qCE&R1R_Hf>Hc wY,I_8fX#\p˓dNHЇ#$ zx}=– 7s.5.ݴCڞXWC!עZNi}vf}| ѻ}楕Cd5b8-Y2h4n èEdj,8+X[15hDuhlS[)UoES!.4E2k@?-^`  AգImJB`Gc@D;R#p"sQO0-2bFՂJ @ @ @ @ @ @ @ @ @ @ @ @ @ @ @| C>|$G ~8ǃO> |2 > |6/_|1)ূt3? ls?|/_B/R/_ ~W_ ~ *ׂ_~=o f[o |-:_~']w~/}? C7oG 'g|3 /eீo5&o  |7_57߂={࿀ /_ف R+p /^xQbK/^ xYr+W^ xUjk^G^ X&ǁ7oxKVۀoxGNwxO^?x_~>|PaG?|h1cO~2x 'O>|t3g>|| /?T~g ~灟eW_~_ ~+*_Z_~7 ~ ශ_~; n{~|FM?(c?$SO?,sσoE mூ:v7-=?#?3]K[|^_} AC? ܂;# /^xq%K/^xy +W^xu5k~$Quo~4xCFǀ7? qM7oxk6mہxg.]wxoOx>|p#O/>| Xǁ >|DIO>|LY>Ї7Яе'K}{+_%/y\P-w@ @ @ @ @ @ @ @ @ @ @ @ @ @ @ X:Rb TEBo5(C`AlC`)C C]!HD!CmM F۹[qJ@}GyJi]U3#55Qîbiӯ,SKc(:IdhT aaW5Zt #?@ #_coZK+c(תm:C|N>ilԲC` jH4`5F/Q*[6 Tk^5[wb:4/Tu%c;bAoӱl(aEZ?A%Cd5aQ. llR1.T# v‡IT)+e $pٍqLb|,K^s#9XHP,=ᷝ#Ʉ8Q-lqXHpeL+1ErJDCO+Nw3Be%'can8+9X/2Kd&NZ8v uʈba[iBb&q85,DP7^GLH$[#%2u~[ȡ*9蒗]RRE;+W̽{$`wtcr`ٗ 96d%gB/Us/H!B햛YpKK/6$٧h^EYŪcI5&Tf[.bj؞X;<ק#s..qV껓̯,Q/1uˢYH MjyV*ӟ)ӎIǡi尨?+tG9ao i*8ֶ榘ڷq֨8L#f8fvŐٵ-' %⺚&]E.mU S=> fIĭטF m2T< Ɩ-ߴqc>7ѱ5շ%ץol9TFWՍ*,2-ܲZҚʜm4$ɧò:9|r+٪NqΡcDV< k|YTYQ0 Fj$rda[8z8{En0~Yl;_-CTv0Nzdf1mEqqy@cy%}S)(e˜oBCY:8ۼADuu8XN`cs+ ⰛSIY[s|cs8|G阩]X˷Y8B>`0o_L6pDGb-]XnY`tNI~8 KgZ>?j>pU/k:n:WWc]W][=p9Y@zW2el g<0v[rC^פm v;*d"h"wܢOr>İ50 :cc=b.{+km8qZLE7[%\̩pĺnىi=:YV\7fJD8E/rja#K67wY\HܠDy.6,g#:n" qd7ڹ`f<0-9Z{UL$9CM- qվExdUXg>߱wcYS ~Ēع]'CG[/Kʖ"c=֩]# HyġYͭLB͕X^:zgI8jJRc͝*vTUtɋɥo=|ir<,׃#Uܟ ~Hr˔FfΆ+Nkۛ5PEm$iԕIiE< CG}Lsg"RKϚE U .Wʒp V M PIOIm N{Ce^s }?7_F$ܐOzAs !9;镀 ʃYR`ݟG(g%)s-tx?,wF|Xoڃ\.IvdWg؇'wBz intkb.5 N{p~}|fԠ2ܔ8XUw&Mthk+RI:=gm8=D`ic8Cvd\6IHj Zo:F`Enl¸Y"UZc\55f?^E&|/c]ޢumf1܏M fH#ߥߵ`Y!SngzkONbvPJ9"G¥x wZ׭c bM X[F?:Di~mSV&=[&̶ixm5&k=g o\[MGNpdctϙ g>8 Ȗ/rN\sr8%}JYri]LN}Yw\JsY+Tb(ۡPfK}O6\0rA~hI%:U*iDM;1чmA%N%3BjƷ8-Lԑ#hM9b wϖ0*Y樘82QxwO)F/@Ss3cɱdk賦)ų–U%DZ1崥Թ}J)59<9TԖ 0|~i: YMiHMudꤾ=,5RmGmF}V)ħ-3=1`ؐ]mvG'&S\_88U`տ2*³:WE9<I}=?s?zF@s8{ձ51#qJ֡.T-e#+4Ѿj 3sn2G[<\TnMYgڼ{*0fq4jv#Qd'a&O\O^s5euW Z%9HP|TcM=M%v,[=w;JoKжd=%VFE#3VG2i3b^jVuڿ #[D~Xr.0+_fGwiyD1qi^놴I7iUQ8\ YQ(Q,`0+T^vϬ6 hnkT$kmdK G\QdqtsUg)(uj щcz)ƟAwHWhD1ʙh~3Va/*l)⽓68?8q~hXC*/Gb8FM\3qӮFy^Q"Y{P2،=m5ssC qvx:sVDHo8ʇAr|dR[vmf86j3(]s'kcr${yx>ñ%ҩqv^{EaL2G "ùYN{J$5obGn;2³;P$ǚ*@eg.:ϭ: COO`.!z;E\w޶+Na r^4/GvMuvmpi:%cqX$g/Pp:o?u?usHQ&?ڌ29FNa Ͱoz@Ҋ/Nh{R7-lvt:h9v<8iGHv;8TMS>ɽRq@~~`@qVF$5 a $}#*- DN/&=8J;|ʺw[ 4wZ*^nٓ6>qw1P]7n&`:H7׫yRı/d嶫I;2Ke٬ ̫mӁ|e(ئ v\˂r W.vfTe?; |R۷Ƃ4c D7 bPm[ý3)/*ǵ{%;y!U!Esd}\y b8*ǽ)2 V TibKK)y;%Uw8l:(ݞca`-f1Sz0=֤EC9NKSQ|ն4x zjO5I3?Κ-ܞhux[mzx2Z=9%/} W>51ssڞUתv+飱t(p|/]NeVͫjQAXhF"($"pt_޵O4Qtz*a;#S7bu,B[D'd+f57,uZ 'PlrgT9\d1.E{\8Dž/3}[YoE:OUMw T0$zxRU}_ޱ>*BEN ضg~F>,ݱߎeN{ZyR{ ҃j^9-NܛHp;oQS&]mwn'W2t16[t0ku3TF!V/>Mԩ GVD,nGxm@驟91b;XQ4}ĸ`SD;+b(/Yg=cq,aQe5H4iBƞʺ'}mIa)FzB$ kV *~+ZRCU=^{gϷI\5 V&mlȓI D߈U !6Qz]ȤYM \eYUi}M tqd۸P{jT|f/j;id=C05V7#2/|<-A}/&Y#uؿDC qgLY]sq"1.+}?#rer1n9PS_?~E؊Wݮ{g= v;ϵ,pkIf'}{aC QO] B fKgk.;Iʹ|HY&})J}'$1^=<3jyR ڷ:_ݮI@8%-@M&Lq$!iČI't vq{iΟK1Pp{zal+oR,׺P7{A3J? 4inp0J] W;gri l&0XJkaXoh]-tDC:dW`hy\qiӃdC/h}}{I/ ƏAtsPܯ P)#C[Ž'}ُ k{О{CØ4?HD$t~['0CrAv;Qsߍ,*4kto4 ytg( }B90b8>?qJyM G-*c}gJˡ<=Ss< rPͺG~G ^z?8 !TR?vc?0İxGG lCA/zvqï6K9b8(j,wzb3EDgv͙[߁&.q]:3v9_:Ɍssvۙ r24>YR>ypE$sǿP K+"ra+dqT<@±J IjB*1zأs݀vb8vVqu&Iqbc{$KmdP%"eK͡iW O1Z:5'[ɜǂN**f ۉQi]J'bP܎8LSw2#7m4̺AuHuf斀MYj_ho['HAbnlWCSM R6>!HA/=˪9vnW?e}# )2c̜Ki8gIYlފrKCv3gdVc8Qצ话 tAJ"b&ory{G*"&oYgq$Mh&OOM#4o5 K".2R L(zKTO0-J xQkҽV˟ > E5sD0"8”b,Ni2qYDhGV6ŒzLWmtgٱùTVfscg۱-ȁjaS\Q# "K@ѣN)\8y&ms ѳ\nBi0'a^\AE5Lјޅ9ailXZ$.gө!b4a[\,q1#/J6(Q4K4L^Gn|P;!3iTeJlw cfJ[:^n}sQyJ 3o)ek2m@>tTGpf*x&UZy X߹MSGmk]ΞOyپv4BuWX:.Ϋ$>J (XERt~VR+!6uM|j~e.m%<ᠪam3 %Th߃+<ڟ6 T S+8,縻ŀ2LMfsXU~`yď_cG< WQ[G6Gh"ye5??T0qA hCb&}QU^qYۦӨ]j`QSK?#ήgWBN9|Ojh b7I' >o,9l?7%M1 v&o\.2ub.'Җ6+s:]"i {.}]M?j]NǑ9ntr:őrb>-07KL:-B N,/I.p]N {=Ksu^zL c>+hUG Cq6ڗXn,džGRN72(:sʖVx XbALj? r:qpiVky&k*VbǚnZ98b"3H7Pqh[b`cĔA_ -7gqpvWGL7Jt`Gd$a9*T c)Kd}qmXs9g-0PVMUрSftEoaQ&{۔cmkh,۝.=,K-Yz{-,=NЋPȔ/Gh^.)QP d7zGOY>@u/P LjE4gn;:_~>tI*]k-wka:n"n[E3ȯ=];:=1V{օ1U~yuvXTFkkTCM.Y@zvsw^qP ۟@ e{ad;4Y^qPȔR qX$aYЍ_bulwÀFo;Chf jsulvȅ|ߠLߴY] ʽ`C-oM}e+ tqТ&zYem.GC# K`#$jPqYeuE`7{͎E9&fh&:N^cSks9 * <0k3X.31~pc-hnP̾xr kU ,~1H*Fr|}(ljR+5<Ě*%Yq5;|: Cl*)HM n\Q sRR6Y5L--r$~˩Ch҄>,33 9r,䚴s?ݠ+k˝UXA[-Vam.*$FNވToA SזeЛ4GYs mqXpISIn/]LA2ַ֖K,:L,w}WnGCߓ3 'b,}"a:RuEH^!A\<Ͱ8>[bilŠq̄RǠI$v7 GQ׾%e'*/~H0p#|67SɄe>đ+Np6KĈ#&C_A"2aY=8Tӂ\MG8ov;`o>8t;dJGG%Q@:AlH=YX 28T ,i,i)<J8Q8d7'#L%Ay?vl{+@s$#Eأj&Eゞ><"GrզfB-Gnd 襉#"j,Z-01{g_A2vc*#& U~8^rkg<=9oWAv%ZUj>nÂj&eT6q(OǮ(9\CmK3ɻ⨶nԐv+ Qk?g)G?Ĭ'ߘѧP7y&i.)%< ͣ{y3 ]#׳T 88#qtޖimEa%*K}o80]m5sLUss  w8Dňj>KC:G Hl)G;leO-0(UvTz;-Ty]}-8v1ñPÕñ Pb.qHlA3UH$PÕ!q@4q. TtqԎ. QmnKCE;- /suM(.iLzC)~ F UmvSdW!Sʂ"mzh$ts O" i疶g1"!;$%1;rê۾r8<^l|6? q鐓TNeʇ9-tPrX܌#ٍyS aRxR(0ZStK”2FK=؋ȩ9wS`n0+ KR3NPT?nIQ$^1⍞ ZX2 Vm41#-;bOs-%o~q(TKr(}IѓEyE槌;8e4+26JHr(8Ȥr(7HɣHlS9}Wd PXI+v(beR9 8Z8*}ϙpsE~sŀ9{8hHVҩxgE3yrJY>g #4l+=yb߮%H9cdL,ڜy;^EpHX`2DgxL&5 2U$X-&c]q;t#PAǶceTk)qh:)~~h-HCD @ @ @ |r@5$BAI lV&j|*0O[TJt. QD26`7h ZK]p>63QlBƊJ`cAC24OOh+'0 `ht  PPSJEFCurtain Call conference100Microsoft PowerPoint@ @@%@"ٹ՜.+,0p     Affichage l'cranfamillej;  Times New RomanMonotype SortsArial blocnote[1]!Photo Microsoft Photo Editor 3.0Diapositive 1Diapositive 2Diapositive 3Diapositive 4Diapositive 5Diapositive 6Two separate WorldsDiapositive 8Diapositive 9 The CrisisDiapositive 11Diapositive 12Parting ways. Terminology Zone FrancSub-Saharan Non ZFMorocco & TunisiaDiapositive 18Financing NeedsFinancing DevelopmentDiapositive 21Adopt a Holistic PerspectiveDiapositive 23$Develop Delivery Channel #1 (Banks)#Develop Delivery Channel #2 (DFIs)$Organise National FfD CoordinationsDiapositive 27 Polices utilisesModle de conceptionServeurs OLE incorporsTitres des diapositives"_㱴 conferenceconference  !"#$%&'()*+,-./0123456789:;<=>?@ABCEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~      !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~Root EntrydO)PicturesCurrent UserSummaryInformation(PowerPoint Document(DմDocumentSummaryInformation8Root EntrydO)PW PicturesCurrent UserGSummaryInformation(